Housing

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See our latest Housing chapter updates and provide feedback.

Housing: Existing chapter

The housing section of the Bellingham Plan helps promote a diverse housing supply, improves the health and livability of the city's neighborhoods, and plans for the current and projected housing needs of all economic groups in our community.

Housing affordability and availability are critical issues for our community and the nation. Because addressing the housing crisis requires a group effort, the City works with public, private, and non-profit partners to develop and implement solutions. At the local level, the City is committed to addressing our community’s housing needs with its key responsibilities. These responsibilities and priorities are reflected in the goals and policies of the housing chapter.

What changes will happen in the Bellingham Plan?

A significant portion of this plan update involves accommodating not only population and jobs, but also new requirements set by State legislation that address housing supply, stability, and affordability. These bills require planning for more new homes to reduce the shortage while stabilizing housing costs, include more protections to safeguard those with the least housing security, and expand requirements to plan for housing at a variety of incomes to help those who cannot afford what the market offers today.

Two notable bills which will impact the Bellingham Plan are House Bill 1220 and House Bill 1110, described in further detail below:

HB 1220 (2021): This bill made significant changes to the portion of the Growth Management Act related to housing. Its most impactful changes for Bellingham’s update include:

  • A process for defining 20-year projections for housing needs for all economic segments of the population and distributing them to each county and city.
  • Requirements to plan for and accommodate Bellingham’s allocated housing needs, including emergency housing types such as shelters; and
  • Requirements to identify and address racially disparate or exclusionary effects of existing housing policies and regulations.

HB 1110 (2023): Often referred to as the “middle housing bill,” HB 1110 has the most significant impact on residential zoning across the state. Bellingham is defined as a Tier 2 City (i.e., a city with a population greater than 75,000 people). As such, on any lot zoned primarily for residential use, Bellingham must allow:

  • At least four units per lot outright.
  • At least six units per lot on those lots within one-quarter mile walking distance of a major transit stop (today, this only includes the Fairhaven Amtrak station, but staff will coordinate with WTA on any planned GO line improvements that may fall within this definition).
  • At least six units per lot if two of the units are made affordable to households earning under 80 percent of the Area Median Income (AMI) for ownership, or 60 percent of AMI for rental units.
  • Requires only administrative design review (no public hearings, except for variances).
  • Development regulations must be based on objective standards.

There are many more housing-related bills to come out of recent state legislative sessions. A complete summary of these bills can be found here.

Educational Material:

View the Housing Affordability Video from the April 16, 2024 event!

View the Housing Affordability Handout from the April 16, 2024 event!

Related Past Events:

The topic of housing was discussed extensively at many of our past in-person events. The “Community Vision” event set the stage for understanding how the Bellingham Plan will address new housing-related legislative requirements (discussed above). “Housing Affordability” covered how local government can address gaps in the housing spectrum as growth occurs by identifying new housing types to encourage across the city. “Housing Types & Neighborhoods” continued this conversation, with a focus on how that new housing and neighborhoods across the city will look and feel in the future. The open houses concluded with a final session, “How We Will Grow,” which focused on different ways we can grow to accommodate changing housing needs.

See our latest Housing chapter updates and provide feedback.

Housing: Existing chapter

The housing section of the Bellingham Plan helps promote a diverse housing supply, improves the health and livability of the city's neighborhoods, and plans for the current and projected housing needs of all economic groups in our community.

Housing affordability and availability are critical issues for our community and the nation. Because addressing the housing crisis requires a group effort, the City works with public, private, and non-profit partners to develop and implement solutions. At the local level, the City is committed to addressing our community’s housing needs with its key responsibilities. These responsibilities and priorities are reflected in the goals and policies of the housing chapter.

What changes will happen in the Bellingham Plan?

A significant portion of this plan update involves accommodating not only population and jobs, but also new requirements set by State legislation that address housing supply, stability, and affordability. These bills require planning for more new homes to reduce the shortage while stabilizing housing costs, include more protections to safeguard those with the least housing security, and expand requirements to plan for housing at a variety of incomes to help those who cannot afford what the market offers today.

Two notable bills which will impact the Bellingham Plan are House Bill 1220 and House Bill 1110, described in further detail below:

HB 1220 (2021): This bill made significant changes to the portion of the Growth Management Act related to housing. Its most impactful changes for Bellingham’s update include:

  • A process for defining 20-year projections for housing needs for all economic segments of the population and distributing them to each county and city.
  • Requirements to plan for and accommodate Bellingham’s allocated housing needs, including emergency housing types such as shelters; and
  • Requirements to identify and address racially disparate or exclusionary effects of existing housing policies and regulations.

HB 1110 (2023): Often referred to as the “middle housing bill,” HB 1110 has the most significant impact on residential zoning across the state. Bellingham is defined as a Tier 2 City (i.e., a city with a population greater than 75,000 people). As such, on any lot zoned primarily for residential use, Bellingham must allow:

  • At least four units per lot outright.
  • At least six units per lot on those lots within one-quarter mile walking distance of a major transit stop (today, this only includes the Fairhaven Amtrak station, but staff will coordinate with WTA on any planned GO line improvements that may fall within this definition).
  • At least six units per lot if two of the units are made affordable to households earning under 80 percent of the Area Median Income (AMI) for ownership, or 60 percent of AMI for rental units.
  • Requires only administrative design review (no public hearings, except for variances).
  • Development regulations must be based on objective standards.

There are many more housing-related bills to come out of recent state legislative sessions. A complete summary of these bills can be found here.

Educational Material:

View the Housing Affordability Video from the April 16, 2024 event!

View the Housing Affordability Handout from the April 16, 2024 event!

Related Past Events:

The topic of housing was discussed extensively at many of our past in-person events. The “Community Vision” event set the stage for understanding how the Bellingham Plan will address new housing-related legislative requirements (discussed above). “Housing Affordability” covered how local government can address gaps in the housing spectrum as growth occurs by identifying new housing types to encourage across the city. “Housing Types & Neighborhoods” continued this conversation, with a focus on how that new housing and neighborhoods across the city will look and feel in the future. The open houses concluded with a final session, “How We Will Grow,” which focused on different ways we can grow to accommodate changing housing needs.

Your Housing Story

Share your housing story. What brought you to first look for housing in Bellingham? Was it hard to find housing? What types of housing would you like to see more/less of?

You will be prompted to provide an anonymous screen name and email (not verified). All stories will be moderated to ensure compliance with Engage Bellingham's moderation policy and then posted to this page. If you want to share your story, but do not want it posted publicly, please feel free to email us at thebellinghamplan@cob.org. If you do not see your story posted, it may be due to moderation compliance or relevance to the topic. Please reach out to us if you have any questions.

We look forward to hearing from you!

The views and opinions expressed in the stories below are those of the storyteller and do not represent the views and opinions of the City of Bellingham. Information found below may not be factual.

Thank you for sharing your story with us.

All stories will be moderated to ensure compliance with Engage Bellingham's moderation policy and then posted to this page.

If you have any questions, please feel free to reach out to us at TheBellinghamPlan@cob.org

CLOSED: This discussion has concluded.

  • Share The definition of housing on Facebook Share The definition of housing on Twitter Share The definition of housing on Linkedin Email The definition of housing link

    The definition of housing

    by szq, 4 months ago

    I am writing to bring to your attention my current housing situation and the challenges my family and I are facing. As an elderly retired individual, I am living in substandard housing and am under-housed. In an effort to create a least restrictive environment for my adult son, who is on the autism spectrum and lives independently in his own apartment, I have been utilizing a van transferred into a Special Needs Trust as my office and additional living space.


    Despite these efforts to manage our living situation, there are growing concerns that I am homeless, and instead of receiving... Continue reading

  • Share In Support of Multigenerational Middle Housing on Facebook Share In Support of Multigenerational Middle Housing on Twitter Share In Support of Multigenerational Middle Housing on Linkedin Email In Support of Multigenerational Middle Housing link

    In Support of Multigenerational Middle Housing

    by LAB, 4 months ago

    My mother bought a home here in 2001. After spending time in CA for college and my early career, my husband and I returned to Bellingham hoping to temporarily live in my mother's home with her while we saved up to buy our own home and start a family. We quickly realized how unaffordable housing has become, and instead invested in renovating the basement to create a two-unit, multigenerational house. While we were forced into this model out of necessity, after living this way for a few years we've realized how much we love it, and hope to see much... Continue reading

  • Share In Support of Multigenerational Middle Housing on Facebook Share In Support of Multigenerational Middle Housing on Twitter Share In Support of Multigenerational Middle Housing on Linkedin Email In Support of Multigenerational Middle Housing link

    In Support of Multigenerational Middle Housing

    by LAB, 4 months ago

    My mother bought a home here in 2001. After spending time in CA for college and my early career, my husband and I returned to Bellingham hoping to temporarily live in my mother's home with her while we saved up to buy our own home and start a family. We quickly realized how unaffordable housing has become, and instead invested in renovating the basement to create a two-unit, multigenerational house. While we were forced into this model out of necessity, after living this way for a few years we've realized how much we love it, and hope to see much... Continue reading

  • Share In Support of Multigenerational Middle Housing on Facebook Share In Support of Multigenerational Middle Housing on Twitter Share In Support of Multigenerational Middle Housing on Linkedin Email In Support of Multigenerational Middle Housing link

    In Support of Multigenerational Middle Housing

    by LAB, 4 months ago

    My mother bought a home here in 2001. After spending time in CA for college and my early career, my husband and I returned to Bellingham hoping to temporarily live in my mother's home with her while we saved up to buy our own home and start a family. We quickly realized how unaffordable housing has become, and instead invested in renovating the basement to create a two-unit, multigenerational house. While we were forced into this model out of necessity, after living this way for a few years we've realized how much we love it, and hope to see much... Continue reading

  • Share In Support of Multigenerational Middle Housing on Facebook Share In Support of Multigenerational Middle Housing on Twitter Share In Support of Multigenerational Middle Housing on Linkedin Email In Support of Multigenerational Middle Housing link

    In Support of Multigenerational Middle Housing

    by LAB, 4 months ago

    My mother bought a home here in 2001. After spending time in CA for college and my early career, my husband and I returned to Bellingham hoping to temporarily live in my mother's home with her while we saved up to buy our own home and start a family. We quickly realized how unaffordable housing has become, and instead invested in renovating the basement to create a two-unit, multigenerational house. While we were forced into this model out of necessity, after living this way for a few years we've realized how much we love it, and hope to see much... Continue reading

  • Share How is this legal on Facebook Share How is this legal on Twitter Share How is this legal on Linkedin Email How is this legal link

    How is this legal

    by David2, 6 months ago
    We moved here from out of town. Every property manager has a fee to apply for an apartment. You have to pay the fee to find out if the property is still available. So, you pay your $40 and within ten minutes your told, sorry, that property was already rented out, here are the 100 other properties we have that you should apply for. You then immediately apply for another one, spend the 40 dollars again and find out right away that one was taken.


    Now the property manager has earned $80 on properties it very well knew they could... Continue reading

  • Share Horrendous rent on Facebook Share Horrendous rent on Twitter Share Horrendous rent on Linkedin Email Horrendous rent link

    Horrendous rent

    by Kayla Ann, 6 months ago
    I moved here for better opportunity for myself and my children. We moved from Kansas in 2020. Cost of living varies greatly, and it is higher here than in Kansas. So as a stepping stone I lived in a house and shared space with my cousin when first moving here. Then our rental house was sold. We had to stay in a stop gap situation for about 45 days after moving out. The owner gave us 30 days to move. (That is not realistic here). I found a small two bedroom apartment for 1300, now it’s going to be 1795... Continue reading
  • Share Lifetime of mortgage payments afforded a home here on Facebook Share Lifetime of mortgage payments afforded a home here on Twitter Share Lifetime of mortgage payments afforded a home here on Linkedin Email Lifetime of mortgage payments afforded a home here link

    Lifetime of mortgage payments afforded a home here

    by JHR, 7 months ago
    Able to buy a home here after a 3 decade career and homeownership in Tacoma. The larger Tacoma home with views of the Narrows, Douglas Firs, an apple orchard and Madrone turned into a far smaller, simple home here in Bellingham, due to Bellingham’s high housing costs. Glad to be here, close to downtown, family, Greenways and creek.
  • Share Retirement living on Facebook Share Retirement living on Twitter Share Retirement living on Linkedin Email Retirement living link

    Retirement living

    by Robin, 7 months ago
    For over 30 years I lived in rural Whatcom County. After retirement, i prepared my house for sale and looked for something in Bellingham for better services and less maintenance. I eventually found a condo near downtown--close to many services that I could get to on foot, and close to a bus stop so I could get farther afield. But it also had a single carport for my car for when I needed to go farther. While the condo ended up costing more in repairs than I expected, I don't regret my decision.

    I achieved my ideal--low maintenance and the... Continue reading

  • Share ALopez on Facebook Share ALopez on Twitter Share ALopez on Linkedin Email ALopez link

    ALopez

    by alopez, 7 months ago

    My partner and I moved to Bellingham in 2023 from the east coast. After a frustrating process searching through dozens of rental listings, we finally found a single family rental in Lettered Streets that met our needs. Fast forward 6 months, and our landlord told us they were selling the property and would not renew our lease. We tried to purchase the house prior to listing, but had difficulty working with the owner and couldn't find agreeable terms. The owner eventually put the house on the market and it sold quickly for over asking and we moved out. It would... Continue reading

Page last updated: 04 Nov 2024, 02:59 PM