Housing

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See our latest Housing chapter updates and provide feedback.

Housing: Existing chapter

The housing section of the Bellingham Plan helps promote a diverse housing supply, improves the health and livability of the city's neighborhoods, and plans for the current and projected housing needs of all economic groups in our community.

Housing affordability and availability are critical issues for our community and the nation. Because addressing the housing crisis requires a group effort, the City works with public, private, and non-profit partners to develop and implement solutions. At the local level, the City is committed to addressing our community’s housing needs with its key responsibilities. These responsibilities and priorities are reflected in the goals and policies of the housing chapter.

What changes will happen in the Bellingham Plan?

A significant portion of this plan update involves accommodating not only population and jobs, but also new requirements set by State legislation that address housing supply, stability, and affordability. These bills require planning for more new homes to reduce the shortage while stabilizing housing costs, include more protections to safeguard those with the least housing security, and expand requirements to plan for housing at a variety of incomes to help those who cannot afford what the market offers today.

Two notable bills which will impact the Bellingham Plan are House Bill 1220 and House Bill 1110, described in further detail below:

HB 1220 (2021): This bill made significant changes to the portion of the Growth Management Act related to housing. Its most impactful changes for Bellingham’s update include:

  • A process for defining 20-year projections for housing needs for all economic segments of the population and distributing them to each county and city.
  • Requirements to plan for and accommodate Bellingham’s allocated housing needs, including emergency housing types such as shelters; and
  • Requirements to identify and address racially disparate or exclusionary effects of existing housing policies and regulations.

HB 1110 (2023): Often referred to as the “middle housing bill,” HB 1110 has the most significant impact on residential zoning across the state. Bellingham is defined as a Tier 2 City (i.e., a city with a population greater than 75,000 people). As such, on any lot zoned primarily for residential use, Bellingham must allow:

  • At least four units per lot outright.
  • At least six units per lot on those lots within one-quarter mile walking distance of a major transit stop (today, this only includes the Fairhaven Amtrak station, but staff will coordinate with WTA on any planned GO line improvements that may fall within this definition).
  • At least six units per lot if two of the units are made affordable to households earning under 80 percent of the Area Median Income (AMI) for ownership, or 60 percent of AMI for rental units.
  • Requires only administrative design review (no public hearings, except for variances).
  • Development regulations must be based on objective standards.

There are many more housing-related bills to come out of recent state legislative sessions. A complete summary of these bills can be found here.

Educational Material:

View the Housing Affordability Video from the April 16, 2024 event!

View the Housing Affordability Handout from the April 16, 2024 event!

Related Past Events:

The topic of housing was discussed extensively at many of our past in-person events. The “Community Vision” event set the stage for understanding how the Bellingham Plan will address new housing-related legislative requirements (discussed above). “Housing Affordability” covered how local government can address gaps in the housing spectrum as growth occurs by identifying new housing types to encourage across the city. “Housing Types & Neighborhoods” continued this conversation, with a focus on how that new housing and neighborhoods across the city will look and feel in the future. The open houses concluded with a final session, “How We Will Grow,” which focused on different ways we can grow to accommodate changing housing needs.

See our latest Housing chapter updates and provide feedback.

Housing: Existing chapter

The housing section of the Bellingham Plan helps promote a diverse housing supply, improves the health and livability of the city's neighborhoods, and plans for the current and projected housing needs of all economic groups in our community.

Housing affordability and availability are critical issues for our community and the nation. Because addressing the housing crisis requires a group effort, the City works with public, private, and non-profit partners to develop and implement solutions. At the local level, the City is committed to addressing our community’s housing needs with its key responsibilities. These responsibilities and priorities are reflected in the goals and policies of the housing chapter.

What changes will happen in the Bellingham Plan?

A significant portion of this plan update involves accommodating not only population and jobs, but also new requirements set by State legislation that address housing supply, stability, and affordability. These bills require planning for more new homes to reduce the shortage while stabilizing housing costs, include more protections to safeguard those with the least housing security, and expand requirements to plan for housing at a variety of incomes to help those who cannot afford what the market offers today.

Two notable bills which will impact the Bellingham Plan are House Bill 1220 and House Bill 1110, described in further detail below:

HB 1220 (2021): This bill made significant changes to the portion of the Growth Management Act related to housing. Its most impactful changes for Bellingham’s update include:

  • A process for defining 20-year projections for housing needs for all economic segments of the population and distributing them to each county and city.
  • Requirements to plan for and accommodate Bellingham’s allocated housing needs, including emergency housing types such as shelters; and
  • Requirements to identify and address racially disparate or exclusionary effects of existing housing policies and regulations.

HB 1110 (2023): Often referred to as the “middle housing bill,” HB 1110 has the most significant impact on residential zoning across the state. Bellingham is defined as a Tier 2 City (i.e., a city with a population greater than 75,000 people). As such, on any lot zoned primarily for residential use, Bellingham must allow:

  • At least four units per lot outright.
  • At least six units per lot on those lots within one-quarter mile walking distance of a major transit stop (today, this only includes the Fairhaven Amtrak station, but staff will coordinate with WTA on any planned GO line improvements that may fall within this definition).
  • At least six units per lot if two of the units are made affordable to households earning under 80 percent of the Area Median Income (AMI) for ownership, or 60 percent of AMI for rental units.
  • Requires only administrative design review (no public hearings, except for variances).
  • Development regulations must be based on objective standards.

There are many more housing-related bills to come out of recent state legislative sessions. A complete summary of these bills can be found here.

Educational Material:

View the Housing Affordability Video from the April 16, 2024 event!

View the Housing Affordability Handout from the April 16, 2024 event!

Related Past Events:

The topic of housing was discussed extensively at many of our past in-person events. The “Community Vision” event set the stage for understanding how the Bellingham Plan will address new housing-related legislative requirements (discussed above). “Housing Affordability” covered how local government can address gaps in the housing spectrum as growth occurs by identifying new housing types to encourage across the city. “Housing Types & Neighborhoods” continued this conversation, with a focus on how that new housing and neighborhoods across the city will look and feel in the future. The open houses concluded with a final session, “How We Will Grow,” which focused on different ways we can grow to accommodate changing housing needs.

Your Housing Story

Share your housing story. What brought you to first look for housing in Bellingham? Was it hard to find housing? What types of housing would you like to see more/less of?

You will be prompted to provide an anonymous screen name and email (not verified). All stories will be moderated to ensure compliance with Engage Bellingham's moderation policy and then posted to this page. If you want to share your story, but do not want it posted publicly, please feel free to email us at thebellinghamplan@cob.org. If you do not see your story posted, it may be due to moderation compliance or relevance to the topic. Please reach out to us if you have any questions.

We look forward to hearing from you!

The views and opinions expressed in the stories below are those of the storyteller and do not represent the views and opinions of the City of Bellingham. Information found below may not be factual.

Thank you for sharing your story with us.

All stories will be moderated to ensure compliance with Engage Bellingham's moderation policy and then posted to this page.

If you have any questions, please feel free to reach out to us at TheBellinghamPlan@cob.org

CLOSED: This discussion has concluded.
  • Share (from 4/16 event) on Facebook Share (from 4/16 event) on Twitter Share (from 4/16 event) on Linkedin Email (from 4/16 event) link

    (from 4/16 event)

    7 months ago
    1BR apt cost 3x my mortgage in Iowa. Housing was difficult with strong rental history, job, etc.
  • Share (from 4/16 event) on Facebook Share (from 4/16 event) on Twitter Share (from 4/16 event) on Linkedin Email (from 4/16 event) link

    (from 4/16 event)

    7 months ago
    When I first moved here in 2014 was not difficult. After 2018 to present very difficult.
  • Share (from 4/16 event) on Facebook Share (from 4/16 event) on Twitter Share (from 4/16 event) on Linkedin Email (from 4/16 event) link

    (from 4/16 event)

    7 months ago
    Low income - me (section 8)

    Mother - dementia. 2/3 of her income to rent.

    We are not allowed to live together.

  • Share (from 4/16 event) on Facebook Share (from 4/16 event) on Twitter Share (from 4/16 event) on Linkedin Email (from 4/16 event) link

    (from 4/16 event)

    7 months ago
    As a person under 30, I've always rented but even that is unaffordable. I'd love to buy but there aren't any entry-level homes!
  • Share (from 4/16 event) on Facebook Share (from 4/16 event) on Twitter Share (from 4/16 event) on Linkedin Email (from 4/16 event) link

    (from 4/16 event)

    7 months ago
    I have been trying to buy a lot to build our house on in the city. There basically are not lots for sale. In talking with builders, they say there is not enough land in the city to sell empty lots. Please consider bringing in Yew St UGA into the City. It has the most buildable land of Bellingham's UGAs.
  • Share (from 4/16 event) on Facebook Share (from 4/16 event) on Twitter Share (from 4/16 event) on Linkedin Email (from 4/16 event) link

    (from 4/16 event)

    7 months ago
    Housing in Bellingham has become challenging to say the least. Born and raised in Whatcom County, there were more affordable low income housing opportunities for students, single parents, and elderly 20-30 years ago. Now, most people who created the city can no longer afford to live here.

    The issue of housing options becoming financil gain opportunities for other housing companies based in Seattle or California raises the cost of living and lowers the quality of housing.

    I left Bellingham to live in Seattle for 15 years - returned to not afford any housing option and becoming homeless. Single parents without... Continue reading

Page last updated: 04 Nov 2024, 02:59 PM